Do you need insurance for a Smart Car?

Yes. As with any road-legal vehicle, you need insurance to legally drive a Smart Car in nearly every state. Depending on the types of coverages you purchase, insurance for a Smart Car can help pay for medical bills, vehicle repairs, and more.

Types of Smart Car insurance coverage

The types of car insurance coverages available for Smart Cars are the same as those available for other vehicles and drivers, including:

Liability

Auto liability coverage can pay for injuries and property damage you cause to someone else while driving.

Uninsured Motorist

Uninsured motorist coverage may help if a driver hits you and doesn't have auto insurance or enough coverage to pay for your medical bills or vehicle repairs.

Medical Payments Coverage and Personal Injury Protection

Medical payments coverage and personal injury protection can pay for medical bills or funeral expenses if you're in an accident or hit by a car while walking or riding a bike. Personal injury protection can also pay for lost wages resulting from an accident.

Collision

Collision coverage may help pay to repair or replace your vehicle if you hit an object, such as another car, tree, or telephone pole.

Comprehensive

Comprehensive coverage can pay for weather-related damage, vandalism, theft, fire, and other vehicle damage caused by events outside your control.